Loan Programs

·         Multifamily - New Construction

·         Multifamily - Acquisition 

·         Multifamily – Refinance

·         Skilled Nursing/Assisted Living Facility - New Construction

·         Skilled Nursing/Assisted Living Facility – Acquisition

·         Skilled Nursing/Assisted Living Facility - Refinance

·         Manufactured/Mobile Housing - New Construction

·         HUD Section 202 Refinance

 

Multifamily - New Construction  
                  
90% Loan-to-Cost

Interest-only construction loan that automatically converts to 40-year permanent financing

40 Year Amortization

40 Year Term (no balloon)

No maximum loan amount
                        
Low, fixed interest rate, based on market spreads over the Ten-Year Treasury Yield

“Developer’s Fee” of 10% of cost allowed to be used towards equity requirement

No personal liability (non-recourse)

Negotiable pre-payment terms

1:10 Minimum Debt Service Coverage

This loan is always assumable

Third-party expenses and loan costs are financeable. 

Rates and Terms determined by LTV, credit, property type and other conditions. This is limited information and meant for general reference purposes. For detailed information or a specific quote on a project, contact GREYSTONE  at 800.LENDER.1 or email  Joanne at jlyttle@greystoneusa.com.


Multifamily - Acquisition      
                  
85% Loan-to-Value

35 Year Amortization

35 Year Term (no balloon)

7.5% Seller promissory note allowed for down payment requirements

No maximum loan amount
                       
Low, fixed interest rate, based on market spreads over the Ten-Year Treasury Yield

No personal liability (non-recourse)

Negotiable pre-payment terms

1:18 Minimum Debt Service Coverage

This loan is always assumable

Third-party expenses and loan costs are financible. 

Rates and Terms determined by LTV, credit, property type and other conditions. This is limited information and meant for general reference purposes. For detailed information or a specific quote on a project, contact GREYSTONE  at 800.LENDER.1 or email Joanne at jlyttle@greystoneusa.com.


Multifamily - Refinance      
                  
85% Loan-to-Value (80% with cash out)

35 Year Amortization

35 Year Term (no balloon)

No maximum loan amount
                       
Low, fixed interest rate, based on market spreads over the Ten-Year Treasury Yield.

No personal liability (non-recourse)

Negotiable pre-payment terms

1:18 Minimum Debt Service Coverage

This loan is always assumable

Third-party expenses and loan costs are financeable. 

Rates and Terms determined by LTV, credit, property type and other conditions. This is limited information and meant for general reference purposes. For detailed information or a specific quote on a project, contact GREYSTONE  at 800.LENDER.1 or email Joanne at jlyttle@greystoneusa.com.


Skilled Nursing/Assisted Living Facility - New Construction                  

90% Loan-to-Cost

 Interest-only construction loan that automatically converts to 40-year permanent financing

40 Year Amortization

40 Year Term (no balloon)

No maximum loan amount
                       
Low, fixed interest rate, based on market spreads over the Ten-Year Treasury Yield

No personal liability (non-recourse)

Negotiable pre-payment terms

1:10 Minimum Debt Service Coverage

This loan is always assumable

Third-party expenses and loan costs are financeable. 

Rates and Terms determined by LTV, credit, property type and other conditions. This is limited information and meant for general reference purposes. For detailed information or a specific quote on a project, contact GREYSTONE  at 800.LENDER.1 or email Joanne at jlyttle@greystoneusa.com.

 

Skilled Nursing/Assisted Living Facility - Acquisition
                  
85% Loan-to-Value

35 Year Amortization

35 Year Term (no balloon)

No maximum loan amount
                       
Low, fixed interest rate, based on market spreads over the Ten-Year Treasury Yield

No personal liability (non-recourse)

Negotiable pre-payment terms

1:18 Minimum Debt Service Coverage

This loan is always assumable

Third-party expenses and loan costs are financeable. 

Rates and Terms determined by LTV, credit, property type and other conditions. This is limited information and meant for general reference purposes. For detailed information or a specific quote on a project, contact GREYSTONE  at 800.LENDER.1 or email Joanne at jlyttle@greystoneusa.com.

 

Skilled Nursing/Assisted Living Facility - Refinance                  

85% Loan-to-value, no cash out

35 Year amortization

35 Year Term (no balloon)

No maximum loan amount

Low, fixed interest rate, based on market spreads over the Ten-Year Treasury Yield.No personal liability (non-recourse) Negotiable pre-payment terms1:18 Minimum Debt Service Coverage

This loan is always assumable

Third-party expenses and loan costs are financeable. 

Rates and Terms determined by LTV, credit, property type and other conditions. This is limited information and meant for general reference purposes. For detailed information or a specific quote on a project, contact GREYSTONE  at 800.LENDER.1 or email Joanne at jlyttle@greystoneusa.com.

 

Manufactured/Mobile Housing - New Construction           
                  
90% Loan-to-Cost

Interest-only construction loan that automatically converts to 40-year permanent financing

40 Year Amortization

40 Year Term (no balloon)

No maximum loan amount
                       
Low, fixed interest rate, based on market spreads over the Ten-Year Treasury Yield

No personal liability (non-recourse)

Negotiable pre-payment terms

1:20 Minimum Debt Service Coverage

This loan is always assumable

Third-party expenses and loan costs are financeable. 

Rates and Terms determined by LTV, credit, property type and other conditions. This is limited information and meant for general reference purposes. For detailed information or a specific quote on a project, contact GREYSTONE  at 800.LENDER.1 or email Joanne at jlyttle@greystoneusa.com.

 

HUD Section 202 Refinance

Program Summary:
Recently, HUD issued policy change H 04-21 to the Section 202
Housing Code. This major policy change allows Section 202 communities
to refinance debt at today’s low rates and use the savings to improve facilities and enhance the living experience for residents. GREYSTONE is a national HUD lender and is an industry leader of the 202 refinance process.

90% Loan-to-value, no cash out

35 Year amortization

35 Year Term (no balloon)

No maximum loan amount
                       
Low, fixed interest rate, based on market spreads over the Ten-Year Treasury Yield.

Negotiable pre-payment terms

1:18 Minimum Debt Service Coverage

Third-party expenses and loan costs are financeable. 

Net Operating Income and valuation may utilize Section 8 Contract rents

Rates and Terms determined by LTV, credit, property type and other conditions. This is limited information and meant for general reference purposes. For detailed information or a specific quote on a project, contact GREYSTONE  at 800.LENDER.1 or email Joanne at jlyttle@greystoneusa.com.