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March Rates and Tariffs Affects on Construction
Multifamily Mortgage Rates for March 2026 Tariff Effects on Multifamily Development The Supreme Court’s decision striking down President Trump’s global tariffs has left multifamily developers feeling both relieved and unsure about what comes next. The ruling means developers might get refunds on tariffs they paid over the past year, but Trump quickly responded by adding a new 15% tariff under a different law. Housing groups say this back‑and‑forth makes it harder to
John Panagako
Mar 182 min read


AI Comes to Commercial Construction February Multifamily/Health Care Rates
Multifamily Mortgage Rates for February 2026 Technology Comes to Commercial Construction AI Will Expand from Design to Construction Let’s examine 10 trends that will impact commercial construction for 2026. AI is starting to play a major role in design, from spotting risks early to suggesting cheaper materials when supplies are tight. It can even help create working drawings that cut both costs and build times by runn
John Panagako
Feb 32 min read
Multifamily Mortgage Rates January 2026
Seniors Market Prime for Development The senior rental market is heading into 2026 with some of the strongest numbers it’s ever seen. Overall occupancy is close to 90%, mainly because demand is rising fast as the oldest baby boomers turn 80 and the population aged 75 and older keeps growing. Independent Living communities are now above 90% occupancy, and Assisted Living is over 87%, showing steady move‑ins and fewer people moving out. New construction is still extremely limit
John Panagako
Jan 42 min read


Real Estate Tax Changes for 2026
Starting in 2026, several important tax law changes will impact commercial real estate investors, shaping investment strategies and project development. One of the most notable updates is that the Opportunity Zone program—designed to encourage investment in economically distressed areas—will now be permanent. While the program remains accessible, stricter eligibility rules will apply, and investors can benefit from a rolling deferral of capital gains every five years, along w
John Panagako
Dec 6, 20252 min read
October Mortgage Rates – Q4 Outlook
It looks like the forecast for rent growth for the full year will come in at between 2.0 and 2.5%. Moderate growth will continue as...
John Panagako
Oct 1, 20252 min read
September Multifamily Mortgage Rates Based on the 10 yr T-Bill
Mortgage rates, especially fixed 30-year mortgages, are closely based on the 10-year Treasury rate with different spreads depending on...
John Panagako
Sep 2, 20252 min read
Understanding Current Rates and Refinance Programs as of August 2025
The FHA insured multifamily refinance program, offers several benefits for property owners and investors looking to refinance their...
John Panagako
Jul 31, 20253 min read
Commercial Mortgage Terminology
Lending Terms Property Types HUD Definition Financial Statements Lending Terms Cap. Rate The cap rate is shorthand...
Trust Mortgage Company
Nov 14, 20196 min read
Types of Healthcare Facilities Defined
WHAT IS ASSISTED LIVING? Download DOC Assisted living facilities are for people needing assistance with the basic Activities of Daily...
Trust Mortgage Company
Mar 14, 20173 min read
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